First step to buying your home

[John_maxwell]

The first step toward buying a home is understanding your financial picture. Figure out your monthly income and budget, including regular and incidental expenses. If you expect any changes that will affect your income over the next year, such as a raise or a new car, make a note of that as well. This will give you an accurate picture of your finances to help determine how fast you can save for a down payment.

[clarence08]

It's better to buy a house if you're ready financially. So that if emergency may arise, you won't have problems at all in paying monthly payment.